1. Market is down, All shares are falling. Do not despair. Take 70% of your cash stock and buy. Now it is the time. Look for shares that paid good dividends in the last 10-20 years and increased the dividend amount regularly. For example one of my favorites is Pearson (click on PSON.L for more info)
2. Take a look here and have a good laugh. The link is http://www.nakedtruthbank.com/ . True and funny, if it is not about you. If it is about you, then you need to do something, right? Positive cash flow ring a bell?
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