Friday, 30 September 2016

Soon - One year health plan update

Wow, 4 months are almost gone, and i had my ups and downs in my journey to the perfectly balanced and healthy body. A big achievement this month too, and a lot of disruptive events. In the next two days i will finalize the fourth month report.

See you soon.

Tuesday, 27 September 2016

Monthly report

Very soon. I am waiting with impatience for this month to finish, so i can see the final results of my secret hustle number 2. As i can see, the opportunity is closed now, after i had a profit of almost 17.000 in just 3 months. Not bad, and it will be still secret, just in case that the opportunity will rise again. The 12 month health plan is going well, adjusted now and then, with a total of at least 80% achieved. Few more days, and my curiosity will be satisfied. See you soon.

Friday, 23 September 2016

About investments and risks

- Diversify your portfolio by adding independent and opposing sources of return.
- Don’t pick stocks – Asset allocation is more important.
- Historical returns are not exact indicators of future performance. Don't plan your portfolio around it.
- Don’t invest without a plan.
- Don’t forget to invest in your Financial Education. Every investment you make in yourself will pay you dividends for a lifetime.
- Don’t forget to match investment style with personal goals.
- Don’t place excessive trust in “Experts”.
- Beware of low liquidity.
- Beware of excessive conservatism or risk taking. Remember, a ship may be safest sitting in harbor, but that’s not what ships were built for. Similarly, it’s reckless to take a ship out of harbor when the “perfect storm” strikes.
- Short-term results in a one-way market can lead to false conclusions.
- Don’t confuse total return with value added.
- Don’t focus excessively on expenses or taxes.

Saturday, 3 September 2016

One year health plan - month 3

Motto: All the wealth in the world have no worth to you, if you are not healthy.
(Financial freedom wizards manual)

Weight: 85 kg (3 kg more than 30 days before - 85 kg) at 1.80 m (5'9'')
Body fat: 22%  (2% more)

Only 21 days recorded as another method was used in the period 1-10.08.2016

My training is a complete one, on three directions of action:

1. Body
- Yoga techniques (postures, breathing and meditation) 21 sessions
- Freeletics - some kind of high intensity athletic training 9 sessions
- Running - 9 sessions
- Wing Chun Kung Fu minimal training- 21 sessions
- Freerunning / Parkour - no training this month

2. Diet
- A 70% plant based diet (with a twist of 70% alkaline food daily), no chemicals, less sugar, better hydration (300 ml water every 3 hours when possible) - I achieve this 75% of the time, i would say.
- One day a week - 24 hour fasting - did it 4 times in July. I kind of cheated my diet at least 6 times, having sweets or fizzy drinks.

3. Mind
- Mindfulness techniques aka meditation: 21 times
- Memory training techniques: 21 sessions
- Brain boosting supplements - For the first month i tried: Multivitamin,Emperor Ginseng for Him 6000 mg, Ginseng and Ginkgo biloba solution, Omega 3-6-9 300 mg and my herbal remedies (but for the herbal treatments i did it completely only 75% of the time).

Physical training - While I can see improvements in yoga and wing chun, i somehow decreased the intensity of my running and freeletics towards the end of the month, because of all my extra work that needed to be done before my holiday.
Diet - For the same reason, I somehow ignored my dieting plans at the end of the month, but i kept my hydration optimally every day. I would say 65% of the time i ate as planned. I did my weekly fasting, but in two occasions only for 20 hours instead of 24. I added a Chinese mix of Ginseng and Ginkgo to my supplements, and i took out the multivitamin pills, as i did not like their taste (got sick twice because of them, so they are out at the moment). I will introduce bee pollen instead in September.
Mind - The memory techniques done by default, the meditation quality can and must be improved.

Take good care of you, my friends

Friday, 2 September 2016

August 2016 - monthly report

August 2016 - Monthly report
My Overview

Total portfolio: £13016 (+4357)
Debt: £2117 (+187)
Net Worth: £10899 (+4160)

Investments UK: £1627 (-254)
Investments overseas : £1839 1983 (+144)
Cash: £4524 (+4191)
Pension: £4882 (+276)

Total Income: £7821 (+6291)
Passive income: £6313 (80.72%)
Savings rate: Unknown

Side hustle 1 value: £392
Side hustle 2 value: £53650 (+47365)

What a month! I am not believing what is happening and i cannot even think what will be next, as one of my side hustles started to work beyond my greatest expectations. It is a highly individualized business, so no, i cannot share it yet, because i fear competition. Anyway, let's start with the beginning. My portfolio jumped with more than 4K. Debt increased a little, just because i cannot take too much from the profit back as is needed to be reinvested. The net worth is also reflecting the increase, and i want to clear all my debts in the next two months. UK investments decreased slightly, while overseas ones increased, mostly because of the pound drop in the exchange rates. Cash increased with the mentioned 4K, as the cheque came in the 30th of the month. Pensions increase with their monthly contributions. As for my passive income percentage (which in fact is not fully passive, but it is done unrelated to my full time job) is a mighty 80%. Now all that i need is to continue with the secret side hustle and to build a portfolio with a yearly ROI bigger than 5%. If everything will go according to the plan, i am thinking to learn more about real estate and real estate auction. Wish you at least as much luck as mine, even double, if possible.

(I am in holiday now, first 10 days of September, but last month i had some solid 80+ hours work weeks, I am trying hard to not overexert and exhaust myself, because, at the end of the day, the health is important too. That is the disadvantage of an activity where the time allocated is directly influencing the profit, so, at the moment I need to teach myself to not become too obsessed with making money. Imagine that!)

Good night,