Saturday, 24 December 2016

Achievement 2016: Done

I do not like to brag usually about what I do and how, but today is a very important day on my Financial Independence journey.

I HAVE NO DEBTS. I paid all my debts.


Next of the list: The annual review. I can't wait to finish it.

Saturday, 17 December 2016

November 2016 - Monthly report

November 2016 - Monthly report
My Overview

Total portfolio: £9291 10204(+913)
Debt: £2780 (+120)
Net Worth: £7424 (+793)

Investments UK: £1906(+162)
Investments overseas : £1964 ( same)
Cash: £918(+597)
Pension: £5416(+272)

Total Income: £2147 (+862)
Passive income: £838 (39%)
Savings rate: 8.16%

Side hustle 1 value: £392
Side hustle 2 value: £11128
Side hustle 3 value: £70 (Profit November £826)

November was a good month. All that i need is a glorious December to end the year in greatness. Side hustle 3 exceeded my expectations, and soon i will resume my side hustle number 2. A whooping 39% in (almost) passive income, i think this is the best of all time. And i have every parameter increasing in November (sadly even the debts increased slightly). What i can say, a good month, with a steady influx of cash. Big changes in view.

Have a perfect week,

Sunday, 4 December 2016

One year health plan - month 6

Motto: All the wealth in the world worth nothing for you, if you are not healthy.
(Financial freedom wizards manual)

Weight: 81.80 kg (2.2 kg less than 30 days before - 85 kg) at 1.80 m (5'9'') Aiming for 81 kg and 19% body fat on 1st of January.
Body fat: 20%  (4% less)
BMR (basic metabolic rate) = 1818 kcal
PAL (physical activity level) = 1.375
Energy requirement daily = 2499 kcal
BMI = 25.8

So, a decrease of 500 kcal per day should be sustainable if i eat enough fruit and veg.

1. Body
- Yoga techniques (postures, breathing and meditation) 25 sessions - 83%
- Running or other kind of training - 12 sessions -100%

2. Diet
- A 70% plant based diet (with a twist of 70% alkaline food daily), no chemicals, less sugar, better hydration (300 ml water every 3 hours when possible) - I achieve this 80% of the time, i would say.
- One day a week - 24 hour fasting - did it 4 times in November. I was slightly decreased the sugary and caffeine rich foods and drinks this monh

3. Mind
- Mindfulness techniques aka meditation: 27 times - 90%
- Brain boosting supplements - For the this month i tried: Omega 3, Magnesium, Ginseng and Ginkgo biloba solution, My herbal remedies (but for the herbal treatments i did it completely only 25% of the time).

Physical training - I did some serious running, but not much of other kind of training. I injured my food in the last day of the month, probably when I was running, so i stopped training in the first week of December
Diet - Was better than November, with less caffeine and maybe slightly less sugar.
Mind - I am getting better, but one mold infested wall will somehow phase me out creating problems to my breathing and rest. Sleep was better in November.